About ACSTI
Established in 1985, we train the staff of Apex Bank, DCC Banks and PACS across Karnataka.
Training is an investment, not an expenditure
ACSTI was established in 1985 by the Karnataka State Co-operative Apex Bank Ltd., Chamarajpet, Bengaluru, to provide training tailored to the needs of different categories of staff of Apex Bank, DCC Banks and Primary Agricultural Co-operative Societies.
The Chief General Manager leads the Institute, supported by two C-TFC-trained faculty members who are specialists in professional training. Experienced banking and HRD professionals also serve as guest faculty.
The 2026–27 schedule has been prepared from the suggestions of Apex Bank, NABARD, DCC Banks, faculty members and subject experts, together with participant feedback.
Our Vision
- To contribute to the economic prosperity of co-operative institutions in the State.
- To impart effective training for professional efficiency.
- To develop the highest standards of ethics and excellence among co-operatives.
Our Mission
We are committed to providing training with unrelenting attention to efficiency improvement and knowledge development among co-operatives in a changing environment, with a focus on performance excellence and skill development.
Trainees are assets
“Training is a continuous process and should be treated as an investment, and the trainee should be considered an asset to the organisation.”
Free for PACS
CEOs, functionaries and Board members of PACS are invited to attend our training programmes free of cost.
Customised training
Programmes tailored to PACS, DCCBs and UCBs are available on request. Please contact the officers listed below.
Short Term Co-operative Credit Structure in Karnataka
Our programmes serve every tier of the credit chain.
Quality you can rely on
An ISO 9001:2015 certified institute, accredited by C-PEC, BIRD, Lucknow.
C-PEC Accreditation – Category ‘A’
Awarded by the Centre for Professional Excellence in Cooperatives (C-PEC), Bankers Institute of Rural Development, for the period 1 April 2023 to 31 March 2026. Membership No. A-17-01-0034.
ISO 9001:2015 Certified
NVT Quality Certification International, Certificate No. 377104. Scope: design, development and delivery of short-duration, in-campus and on-location training programmes for staff of the Karnataka State Co-operative Apex Bank, DCC Banks, PACS and other co-operative organisations.
A message to our partner institutions
“The training programme schedule for 2026–27 has been prepared on the basis of suggestions from Apex Bank, NABARD, DCC Banks, faculty members, subject experts and feedback from participants.”
ACSTI was established in 1985 by the Karnataka State Co-operative Apex Bank Ltd., Chamarajpet, Bengaluru. The Institute is ISO 9001:2015 certified and holds C-PEC ‘A’ Grade accreditation.
Read the full message
Personnel of the short-term co-operative credit structure must meet new challenges in order to compete with commercial banks, especially in non-farm advances, which has become imperative for survival.
I take this opportunity to thank Apex Bank, all the DCC Banks and the PACS that have been deputing their personnel to our training programmes, and I hope this momentum will continue in 2026–27.
We will send announcement letters regularly for each programme, and client institutions are requested to depute a sufficient number of their bank staff, and the CEOs, functionaries and Board members of PACS in their district, to the programmes arranged by the Institute during 2026–27, and to make full use of the training imparted.
We look forward to your positive response in nominating a sufficient number of staff from your bank, and in deputing CEOs, functionaries and Board members of PACS to the relevant programmes, which are conducted by us free of cost.
Thank you.